Blocked exits from clutter can void coverage; clear paths are often required by policies.
Excessive hoarding or hidden hazards may impact insurance if not managed or disclosed.
Improper storage of flammables and piling items near heat sources ↑ fire risk and threaten coverage.
Unpermitted contractors or undisclosed structural changes after decluttering can affect claims.
Neglecting maintenance or removing safety devices during decluttering may jeopardize insurance protection.