This is how you bring your insurance rate down:

Improve your home with security systems
like single devices and Internet-
enabled whole-house systems.

Prepare your home to withstand storms and other external forces; choose the right building materials.

Make sure to check for discounts and benefits, as some insurance companies offer them.

Review your policy every year, life events or improvements to your home may qualify you for discounts.

Speak with a trusted insurance advisor about potential home improvement and safety products.